Calculate Stripe, PayPal, or Shopify Payments fees on any order, and see what you actually receive.
Common defaults: Stripe & PayPal 2.9% + $0.30. Adjust for your processor.
Most online processors charge a percentage of the order plus a fixed fee per transaction. The classic rate is 2.9% plus $0.30, used by Stripe, PayPal, and Shopify Payments in many cases, though your exact rate depends on your plan, country, and card type.
The fixed fee hurts small orders most: on a $5 sale, $0.30 is a big slice, while on a $200 sale it is negligible. That is why the effective rate above is higher on low-value orders. Factor these fees into your margin before you price.
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